How To Save Money On Your Grocery Bill – A Definitive Guide

how to save on your grocery bill
July 7, 2019 Jordan Meola 17 Comments

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Hello fellow millennials (and everyone else looking for grocery saving tips, because we love ya’ll too!). Are you looking for how to save money on your grocery bill, but don’t know where to begin?

Maybe you’ve just moved in to your first apartment. Maybe you’re living on your own for the first time, newly married, or settling into your bachelor/bachelorette pad with a few roommates. Whatever your situation might be, it’s time to tackle smart budgeting.

It’s no secret that starting out life as an independent adult comes with a few challenges. It’s also no secret that a lot of those challenges revolve around the almighty dollar. Pink Floyd said it right – get a good job, with good pay, and you’re ok. If only it were that simple.

I found this out the hard way. Groceries aren’t cheap. Unless you’re living on a diet of tap water and twinkies your grocery bill is going to be a major part of your monthly expenses. This is even MORE the case when you want to eat healthy, and treat your body well. Eating junk food can be cheap – I had friends in college who lived on what I would call the Home Depot dinner; Slim Jims, a Pepsi, maybe a Snicker bar… a dinner you can buy at the checkout of a Home Depot. Many college friends lived off of Ramen noodles. Others ate nothing but Nutella everyday. $3 dinners. Eating healthier, unfortunately, isn’t usually this cheap.

So when I first began living on my own, and paying all of my own bills, I quickly started finding ways to save money on grocery shopping. I became a micro guru of grocery savings. So gather around, because here’s my definitive guide on how to save money on your grocery bill!

The Art Of Coupons And Cash Back

how to save on your grocery bill

The first thing you need to master is how to never spend full price on ANYTHING. There are so many deals available that with a little extra foresight you can get discounts or cash back on practically everything!

There’s a bit of a system to maximizing cash back rebates and discounts. Here’s what I do…

1. Ibotta

This one you’ve probably heard of. I easily get $20 cash back every single month just by using the Ibotta app. It’s a free, super easy to use app that has hundreds of cash back offers. When you plan your grocery shopping trip, peruse the Ibotta app for anything you can get cash back on.

I frequently get $0.25 back on milk, $2.50 back on my hair gel and migraine pills, $1.00 back on my cereal, and the list goes on. The deals that offer cash back change every week or so, but it’s always easy to find things I need that are offering money back. Here are a couple screenshots of options in the Ibotta app…

how to save money on your grocery bill
how to save on your grocery bill

Ibotta is free to download, easy to use, and grabs you some extra money. Use the link here to download the app, and start getting cash back on your groceries – DOWNLOAD AND JOIN IBOTTA

Still skeptical? There’s a screenshot below of what I’ve earned from the app since I downloaded it and started earning. You can read my Ibotta review for more details on how I get $20/month in cash back!

2. Checkout 51

Checkout 51 is a lot like Ibotta, but not as good. It’s a cash back app that always has deals on it that will give you money back on your purchases. It’s not nearly as user friendly as Ibotta, and it has fewer deals, but I recommend using it because you can COMPOUND your cash back.

I often get double cash back on groceries that I buy because both Ibotta AND Checkout 51 will pay me cash for the purchase. The more cash back, the better, am I right?

Try out Checkout 51! It’s free to download, and all it takes is a scan of a receipt to get some extra money right back in your bank account after grocery shopping.


There are TONS of coupon websites out there where you can find oodles of discounts. The champion of all coupons sites is…. unsurprisingly… It’s called for crying out loud.

Use this site. If you buy groceries EVER you need to use it. has tons of coupons to choose from, and you will often save a mini fortune on your various purchases.

The downside to is that you generally have to print out the coupons that you’re going to use. So if you don’t have a printer, it’s not exactly convenient to go run to your local library to print out your coupons. Your time is more valuable than that!

Luckily, DOES have an app that allows you to get digital coupons for certain participating stores.

If you really want to maximize your earnings you can join a website called Swagbucks (also free, and highly recommended), which will PAY extra cash just for using through their site. Swagbucks will pay $0.25 for every coupon that you redeem, so you can often rack up a few extra bucks for doing nothing but… you know… saving money in the first place.

And do you want another tip? Many stores, like Amazon, will even let you STACK coupons in some cases, which lets you chop the price of the stuff you’re buying into even smaller pieces.

I highly recommend that you master coupons if you want to save on groceries.

Walmart Grocery Pickup

how to save on your grocery bill

Walmart may be an obnoxiously large corporate entity, and does no favors for local businesses (usually), but if your budget is tight they offer some of the lowest prices around. That’s literally their motto, as a matter of fact.

Additionally, if you live anywhere that isn’t the middle of a jungle on a different planet, in a different solar system, then you will likely have a Walmart or other mass merchandise discount close by.

One of the best things you can do for both your budget, and your busyness, is to use the Walmart Grocery Pickup. It’s simple. Go right to their website, buy the groceries you need at reasonably low prices online, and Walmart will gather the items for you and bring the items to your car when you drive up to the door. You just need to give them a phone call or text when you arrive.

And it’s a totally free extra service! Not just that, but try out your first grocery order at this link, and Walmart will give you $10 off the order!

The Walmart website is one of the best ways to save money. On top of the convenience of the online ordering, you also have Walmart’s generic store brand option, Great Value. Great Value is a hit-or-miss store brand, but a lot of the alternatives to name brands that it provides are just as good as their expensive competitors, and it’s FAR cheaper. Which brings me to my next point…

Don’t Be Afraid To Try Store Brand Items

It might go against your standards, but in many cases generic store brands are perfectly sufficient replacements for name brands. This isn’t always the case, but whenever possible, go for the store brand. You can often pay 50% less for something that provides you with the same thing as a more expensive product.

Many mass merchandise stores, or regular grocery stores, will have their own store brand items. Try them out! If it’s as good as the name brand, then just buy the generic one.

Just be warned, there is only one true Lucky Charms. Don’t trust the impostors.

how to save money on your grocery bill

Be afraid. Ain’t nothin’ lucky about this…

Buying In Bulk

how to save on your grocery bill buy in builk

Ever heard of It may come as no surprise that you can always save money by buying in bulk, and has revolutionized the convenience of this.

In most big grocery stores and mass merchandise stores you have the option to buy some items in bulk. Even though the upfront cost may seem bigger, when you break it down per item you’re saving a fortune. That’s why buying in bulk makes sense for anything non-perishable (obviously, it doesn’t work so well for fruits and vegetables, unless you have about a dozen kids, an office full of fresh-produce-loving employees, or an army of gnomes who will finish your produce before it goes bad).

Saving money by buying in bulk is nothing new. Sam’s Club and Costco are probably the best known examples of this. With, though, you can access wholesale bulk purchases without even paying club membership fees.

Boxed will deliver your mass quantity orders straight to your door, in delightfully large boxes. So when stocking up on things like granola bars, cereal, oateal, paper towels, garbage bags, and of course toilet paper, make sure you buy them in bulk.

It’s worth getting the membership for Sam’s Club, or for convenient home deliveries, but if Sam’s isn’t an option for you is an easy resource.

how to save on your grocery bill

What About Affordable Organic Stuff?

how to save on your grocery bill

So if you’re someone who prefers eating more natural, organic food, or someone who prefers responsibly produced things, you may find that your options are very… very… expensive.

I’m a HUGE fan of farmers markets, and visit them on most weekends in the warmer seasons. I think it’s important to support local farms as often as possible. But when I was at a place in life when my budget was tighter, it was not easy to afford farmers market prices.

The good news is, when your budget is tight, there are still options online where you can find lower cost organic products. Websites like offer hundreds of organic products for only $3 on average! (I also liked Brandless, back when they existed).

Try it out right here!

Grow Your Own Produce!

how to save on your grocery bill

Believe it or not, certain grocery items are not too hard to just grow at home. While you may not have the space, time, or patience to go full homesteader and raise chickens and alpacas, there are a lot of simple things that you can grow right on a sunny window sill.

Basil leaves, tomatoes, cucumbers, and even lettuce are a few examples.

Browse the vast inter-webs for a few simple things you can grow at home for your own cooking, and you’ll save money.

What Are Your Ideas?

These methods have helped me save several thousand dollars per year on groceries. And they’re easy! Saving on household expenses is not complicated. By developing a few healthy habits like these, you can save yourself thousands every year too.

Do you have some tips to add? Let me know in the comments!

17 People reacted on this

  1. You shared some really clever ways of saving money from groceries. Being on a tight budget and all, I have to say that this article has given me some decent insights and helpful tips. I am a big fan of organic food but as you said it can be quite expensive. That’s why I will definitely look into Brandless. Thanks for that.

    1. Hey Alex, no problem! Thanks for dropping by! Just one tip about Brandless – unfortunately, you have to reach a total of around $40 on your order to qualify for free shipping on all of it. So make sure that you do all of your organic ordering at once so that you never pay shipping. 

  2. You are so right, groceries have gotten so expensive in the past few years.  Coupon clipping has come to a whole new level with the apps. I have tried checkout 51 for a bit and it seems to give you money back for sure.  My sister swears by it and uses it faithfully. I haven’t heard of the other choices like Ibotta, but I think I may now have to check that one out also. Thanks for providing this wonderful information.  Everyone needs a little help these days to save money whenever they can. Awesome job.

    1. Thanks so much Coralie! 🙂 I’m glad you found it helpful. I definitely recommend Ibotta, I have been using both Ibotta and Checkout51 for a year, and I would say it has a lot more deals, for sure. 

  3. Hi! I enjoyed your article because I just recently reached the 50th year of my employment with a major grocery retailer.

    I know that couponing if big in the USA, but it’s not so big in Canada. Most grocery chains won’t allow people to bring in hundreds of coupons at once. For one thing, they just don’t have the man-hours these days to commit a cashier to one customer for long periods of time.

    I’m going to check out some of the online companies you mentioned, assuming they are available in Canada. I don’t know, because you never mentioned it.

    Personaly, the best grocery shopping app I know of is Flipp. No matter where you live in North America it will tell you the prices grocery stores are charging in your area. For instance, you can type in Olive Oil and do a search and it will show you all the current prices for olive oil in all the grocery stores around town.

    You might want to write an article on this.

    1. Hi Ray, thanks for the tip! I will definitely look more into Flipp, and will probably add it to this post. I have heard of it often, but I haven’t tested it yet. It sounds great! 

      I’m sorry I didn’t include options that are specific to Canada. (which is the one I’ve heard of the most),, or directly from brands and stores, like Whole Foods. Those should all be options for you! 

  4. This is a great way to save money. And we can still eat something different than Slim Jims, Pepsi, Snicker bars or Nutella. Thank you very much! I’ll follow all your tips. Thank you for introducing me to the art of compounds and cash backs.

    We usually spend a lot of money in our grocery bill. We understand it’s cheaper to buy oversize. That’s quite obvious. But I didn’t know of most of these other ways you have mentioned here. Cool! I’ll start by trying Ibotta! Thanks!

  5. Wow, I didn’t realise just how many apps and ways there are to save money on your groceries. Coupons are definitely the way to go. I must admit, I get a bit overwhelmed when trying to look for discounts and coupons when considering what I need to include in my grocery shop. So, it means I could miss out on some savings if I don’t get the coupons. I like the ibotta app. Buying in bulk, may seem like it’s expensive, but when you find things that are big saving for each individual item, it’s worth it. Just can’t do too many bulk items in the same pay cycle. Thanks for sharing. 

    1. Thanks so much! I’m glad you found it helpful!

      Yes, buying in bulk can actually be expensive upfront. It’s usually an enormous savings in the long run, but the month that you purchase your bulk orders will have a higher bill, for sure. That takes a little planning ahead. 

  6. These are some great pointers! Even for someone my age, in my late forties, it’s always a good idea to save as much money as possible. As you mentioned, groceries are not cheap and any way that you can get cash back or somehow reduce what you’re paying has to help some. Every little bit counts! Thanks for sharing! 

    1. Hey Mark! Glad you found it useful!

      Yup, groceries can really stack up as quite an expense. Eventually you may reach a point financially where the costs are negligible, but early on it can be really helpful to cut that cost wherever possible. I was able to pay off $42,000 in debt in 19 months by trimming down costs like groceries. 

  7. Thank you for your post. It is a timely article for my daughter, since she just graduated from college, have a job, and take care of her own stuff, including her own grocery.

    I am going to forward your article to her so that she could learn something from your article. I am not very sure about her grocery shopping habit. Last time I talk with her, she told me that she use Amazon service for her grocery. I see that you don’t recommend Amazon in your article. Is Amazon a good choice?

    It is kind of sharing this useful information with us.

    1. Hello!

      Yes, please share it with your daughter! Thanks, and I’m glad you found it helpful. Ahhhhh, to be honest I haven’t had much experience with Amazon’s grocery service. My hometown is too remote to get access to a lot of those kinds of services (though I have tried home delivery services like Hello Fresh, Home Chef, and Platejoy). 

      I would guess that Amazon’s grocery service is pretty good, and reasonably affordable, given my other experiences with Amazon’s services. Prime is an insanely good deal for the price, and I’ve heard good things about their groceries too. Definitely worth trying! 

  8. Hi,

    Great and informative article about how to save grocery bills. You shared here some excellent tips which normally I do fir my grocery shopping. Like bulk grocery product buy, coupon and voucher use.Sometimes what we do, if any sale time comes like any occasion -Christmas, bank holidays or eid that time if we could, we buy some dry grocery food and stored for sometimes, we could save plenty of money if we buy At a discount price. I love your idea of producing our vegetable and fruits. I will definitely follow these tips. Thanks a lot for sharing these tips

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